Vision Insurance
Beginning January 1, 2025
LSU has partnered with Humana to provide vision insurance. Humana utilizes the EyeMed network so you should see little to no disruption of providers with this change. There is a premium increase of 16.1% (maximum increase of $3.54/month). Note that vision premiums have remained the same since 2015. With this increase, LSU was able to secure a 4-year rate guarantee. No plan design changes.
Current Vision Insurance
LSU partners with EyeMed to provide you and your family with valuable vision insurance at affordable rates. Vision Insurance includes coverage for eye exams, lenses, frames, and contact lenses. Access to care is provided through EyeMed’s provider network that include local independent eye doctors as well as large retailers such as America’s Best and Wal-Mart Optical. Services at PLUS Providers, which include Target, LensCrafters, and PearleVision, will receive a greater frame allowance. Employees can select coverage for themselves, their spouse, and/or their child(ren) (up to age 26). If employees and their spouses are both LSU employees, the family cannot be double-covered.
Contact Information
EyeMed Customer Service:
1-844-409-3401
Policy # 1030131
| Vision | In-Network Member Cost | Out-of-Network Member Reimbursement |
|---|---|---|
| Eye Exam - once per calendar year | $0 Copay | Up to $40 |
| Lenses - Once Per Calendar Year | In-Network Member Cost | Out-of-Network Member Reimbursement |
|---|---|---|
| Single Vision | $0 Copay | Up to $30 |
| Bifocal | $0 Copay | Up to $50 |
| Trifocal | $0 Copay | Up to $70 |
| Progressive – Standard | $0 Copay | Up to $50 |
| Progressive – Premium | $0-$175 Copay | Up to $50 |
| Anti-Reflective Coating – Standard | $45 Copay | Up to $5 |
| Anti-Reflective Coating – Premium | $57-85 Copay | Up to $5 |
| Polycarbonate | $40 Copay | Not Covered |
| UV Treatment | $0 Copay | Up to $50 |
| Materials - Once Per Calendar Year | In-Network Member Cost | Out-of-Network |
|---|---|---|
| Frame at PLUS Provider (Target, LensCrafters, PearleVision) | $200 Allowance, 20% off remaining balance | Up to $91 |
| Frame at non-PLUS Provider | $150 Allowance, 20% off remaining balance | Up to $91 |
| Contacts – Conventional | $130 allowance, 15% off remaining balance | Up to $91 |
| Contacts – Disposable | $130 allowance | Up to $91 |
| Contacts – Medically Necessary | Paid-in-Full | Up to $210 |
Monthly Premiums
| Level of Coverage | Premium 12-month employee | Premium 9-month employee |
|---|---|---|
| Employee Only | $7.40 | $9.87 |
| Employee + Spouse | $12.46 | $16.61 |
| Employee + Children | $12.72 | $16.96 |
| Family | $20.50 | $27.33 |
Additional Benefits
As an EyeMed vision plan member, you have access to discounts on laser vision correction from U.S. Laser Network, including 15% off retail or 5% off promotional prices. Call 1-800-988-4221 for more information.
As an EyeMed vision plan member, you have access to discounts on hearing exams and aids from Amplifon Network, Call 1-877-203-0675 for more information.
You deserve special savings just for being an EyeMed member. So we've developed a page on eyemed.com that only registered members can see. It’s the latest list of special offers for vision-related products and services. A mix of member discounts and extra savings that give your benefits a boost. So you can keep your eyes healthy and save some cash while you’re at it. Just go to www.eyemed.com, register and you’re set to shop the savings! If you have the EyeMed Members App, pull up the offer at the store — no printing! New offers are added often, so check before you go.
Special Offers may include:
- Discounts on frames and lenses
- Savings on contacts
- Exclusive offers from network providers and retailers
- Free shipping from online providers
- Free vision products, like lens cleaner kits and more, all from trusted EyeMed network providers